Demoliendo mitos: el impuesto a la riqueza no lo pagan los ricos, sino los pobres

Derribando mitos tributarios

La carga tributaria es cada vez más nociva. Un análisis a fondo de dos impuestos que son dañinos de manera particular.

Es cada vez más común que la opinión pública, ante una noticia de tipo tributaria, se coloque del lado incorrecto o, dicho de otro modo, que apoye medidas y decisiones que terminan afectado su bolsillo y no aquel que, en imaginación, pensaron que iba a ser los afectados.

En la actualidad esto se ve con mucha claridad en torno a dos impuestos: el impuesto a las ganancias corporativas y el impuesto a la riqueza.

Es muy habitual que los pagadores de impuestos se quejen de lo que les toca pagar a ellos afirmando que los ricos y las empresas deberían pagar su justa parte.

Esto es algo que muchos medios, casi toda la clase política y absolutamente todos los países de alta tributación “fogonean”.

Impuesto mínimo a las ganancias corporativas

En resumidas cuentas, esta iniciativa del G-7, recientemente “aprobada” por la OECD y por 136 países (incluyendo los díscolos Irlanda, Estonia y Hungría), apunta a introducir un impuesto mínimo global del 15% para compañías multinacionales en cada país en el cual operan.

En ese contexto, uno de los propósitos principales de esta columna es explicar qué están proponiendo el G-7 y la OCDE, por qué es malo para los pagadores de impuestos del mundo y cuál estimo que será su efecto en la práctica.

Antes de ello, sin embargo, un par de reflexiones de tipo general:

  • 💱 Los impuestos no son más que un componente de los precios de los bienes y servicios que adquirimos y consumimos a diario. Dado que sabemos desde hace 4.000 años que ni los precios mínimos, ni los precios máximos ni los precios sugeridos funcionan, forzoso es concluir que lo mismo pasa con relación a los impuestos.
  • 🔂 Establecer un impuesto mínimo mundial a las ganancias de las corporaciones es – además de algo que no va a funcionar – un ataque directo a la soberanía de cientos de Estados y jurisdicciones, y la aceptación implícita de que el sistema de alta tributación no funciona y que, por ende, hay que imponerlo por la fuerza. En otras palabras, crear una suerte de hándicap en favor de los infiernos tributarios implica una aceptación tácita de que la batalla entre paraísos fiscales e infiernos tributarios, cuando se jugaba sin una intervención tan escandalosa de terceros, estaba siendo ganada por los primeros.
  • 🏋️‍♂️ La competencia fiscal, en todo momento y lugar, favorece a los pagadores de impuestos. La cartelización, a los Estados voraces. No sorprende por tanto el grado de excitación de Yellen al anunciar que su país – luego de haber promovido por décadas la competencia fiscal tanto a nivel global como doméstico – apoyaba ahora la creación de un tributo mínimo global a las sociedades para poner fin a “30 años de carrera a la baja en las tasas de impuestos corporativos”. La pregunta es, ¿a quién perjudicó esta baja y a quién benefició? Recordemos que también fueron 30 años de aumento de la inversión y del empleo, y reducción de la pobreza y la miseria, además de 30 años de inventos increíbles como Internet, entre otros.
  • 🏴‍☠️ Los carteles son siempre malos, sea el de la OPEP, el de la OCDE, el de Sinaloa o el de Jalisco. No, no creo estar yendo muy lejos con esta comparación.
  • Si les hizo un poco de ruido la frase anterior, deténganse un minuto a pensar en la lógica que se esconde detrás de esta propuesta: como los países que integran el G7 (y lo mismo aplica a los que integran el G-20 y a los que manejan la OCDE) son gestionados de manera ineficiente, están profundamente endeudados y, por ende, necesitan recaudar mucho dinero, los Estados que tienen un tamaño razonable y son administrados de manera eficiente deben ser forzados a recaudar más de lo que precisan.
  • 👷‍♂️ Impedir que los países puedan competir a nivel impositivo sin dudas será un obstáculo para la capacidad de los países pobres para atraer inversiones.
  • Por último, y en esto radica el primer mito que queremos derribar: LAS EMPRESAS NO PAGAN IMPUESTOS, SINO QUE SON MEROS INTERMEDIARIOS ENTRE LOS CONSUMIDORES Y LOS FISCOS. Los Estados pueden perfectamente determinar quién debe ingresar el impuesto a sus agencias recaudadoras, pero no quien termina pagándolos; y es claro que todas las empresas afectadas por este nuevo gravamen o mínimo van a terminar trasladando ese mayor costo a sus precios. Así las cosas, quienes van a pagar este impuesto NO van a ser las empresas sino los consumidores.

La mayor parte de quienes promueven este impuesto mínimo global señalan que es una manera de homogeneizar el sistema tributario internacional, evitando que las corporaciones cambien sus operaciones de un país a otro en busca de mayores ventajas.

No sé qué pensarán ustedes, pero a mi me parece un argumento excesivamente débil ante todos los problemas que se señalaron más arriba en esta sección.

De hecho, parece más honesta la argumentación de los Estados Unidos, que básicamente pasa por aceptar abiertamente que, sin un mínimo global, dicho país no podría financiar su proyecto de infraestructura de 2 billones de dólares a través de un aumento de impuestos de 28%, como es la intención de su presidente y su equipo económico.

Por suerte, y aun cuando desde el principio estimé que la oposición de países periféricos como Irlanda o Hungría no iba a hacer naufragar este proyecto tan querido por los infiernos tributarios, el mismo no va a tener el impacto que las mentes macabras de la OCDE estiman que tendrá sobre los paraísos fiscales.

¿Por qué?

Porque quedan aún muchas cuestiones más que relevantes por ser definidas. Entre ellas, las siguientes:

  • ¿Qué compañías van a terminar siendo realmente afectadas por este mínimo global?
  • ¿Qué pasará con los demás incentivos para atraer a las empresas que suelen usar los gobiernos del mundo, más allá de la baja de impuestos? Nos referimos, claro está, a exenciones, subsidios, créditos o cualquier mecanismo que al final de cuentas favorezca a las empresas que terminan afectadas por este impuesto mínimo.
  • Finalmente, ¿en serio piensan los burócratas del G7 que a los abogados tributaristas de las grandes empresas no se les va a ocurrir la forma de estructurar las actividades de estas de manera de minimizar el impacto de las normas que vayan a aprobar? Toda norma tiene loopholes y esta no va a ser de ninguna manera la excepción.

He leído muchas columnas estos últimos días vaticinando, tal cual lo vienen haciendo desde 1998, el fin de los paraísos fiscales.

La realidad es que, mientras haya en el mundo inseguridad jurídica y una voracidad fiscal sin precedentes; y por otro lado continúen los ataques contra la privacidad y los derechos de propiedad de las personas, habrá paraísos fiscales para rato. ¡Y la suerte que tenemos de que los mismos sigan existiendo!

Los paraísos fiscales no desaparecieron con la eliminación de las acciones el portador, con la prohibición de tener regímenes impositivos diferenciados para residentes y extranjeros, con la obligación de firmar acuerdos bilaterales que posibiliten el intercambio de información entre países, con Panama Papers, con FATCA, con CRS, con BEPS ni con las leyes de Substancia Económica; y menos van a desaparecer como consecuencia de esta desafortunada iniciativa.

El impuesto a la pobreza futura

“Tax the rich” decía el ridículo estampado del vestido que eligió utilizar la legisladora demócrata por el Estado de Nueva York, Ocasio-Cortez, en la gala del Met de este año, uno de los eventos más exclusivos y caros del mundo.

Su “ocurrencia” fue festejada por una gran parte de la población, que entiende que los costos de la pandemia deben ser financiados a través de un “impuesto a los ricos”.

Pues bien, el gravamen que se conoce internacionalmente como “impuesto a la riqueza” y que algunos países denominan “impuesto al patrimonio” o “impuesto a los bienes personales” prácticamente no existe no porque a nadie se le ocurrió establecerlo, sino porque casi todos los países del mundo que en algún momento lo utilizaron sobre la base de que:

  • No sirve para recaudar.
  • No crea incentivos adecuados.
  • No promueve la distribución de la riqueza, sino que produce el resultado inverso.

Sentado ello, no sorprende que el número de países de alta tributación pertenecientes a la OCDE que cobraban este tipo de impuesto se haya reducido de 14 en 1996 a solo 4 en 2017, los cuales – por otro lado – tienen mínimos no imponibles elevados (como sucede en España o Francia) o lo cobran solamente sobre activos en el extranjero (como pasa en Italia).

En el caso de América Latina, tradicionalmente solo lo cobraban Argentina, Colombia y Uruguay y, sobre finales de 2020, comenzó a cobrarlo también Bolivia y Argentina aprobó un segundo impuesto al patrimonio – por ahora transitorio – que se suma al famoso Impuesto a los Bienes Personales. Nos referimos, claro está, al inconstitucional “Aporte Solidario”.

Hay muchas razones que explican que, a nivel global, este impuesto haya sido de los pocos que corrió serio peligro de extinción:

  • Se trata de un impuesto que, al castigarlo, reduce el ahorro global de la población, disminuyendo inversiones, y por ende el crecimiento de la economía, la productividad y salarios. Esto no es algo que decimos nosotros, sino que surge, entre otras fuentes, de un estudio que realizó Asa Hansson en 2010, comparando información sobre impuestos y crecimiento de veinte países integrantes de la OCDE entre 1980 y 1999 y de simulaciones impositivas realizadas por la “Tax Foundation” y el “IFO Institute”. De hecho, cuando Francia abandonó este impuesto en 2017, el ministro de economía francés explicó que el mismo le había costado, en pérdida de inversiones, el doble de lo que habían logrado recaudar. En definitiva, si bien es cierto que estamos ante un impuesto que, en el corto plazo, “ataca a los ricos”, en el mediano y largo plazo repercute negativamente más en las clases baja y media que en la clase alta, ya que son estas clases las que dependen más del crecimiento de la economía. Y en esto radica el segundo mito que queremos erradicar: EL IMPUESTO A LA RIQUEZA NO LO PAGAN LOS RICOS, SINO LOS POBRES, QUE NO TIENEN LA POSIBILIDAD DE TRASLADARLO A NADIE MÁS Y QUE SE PERJUDICAN DIRECTAMENTE POR LA REDUCCIÓN DE LA INVERSIÓN Y LA GENERACIÓN DE EMPLEO.
  • Se trata de un impuesto difícil de administrar para los sujetos obligados (básicamente porque exige valuar activos que no siempre son de fácil valuación), que por lo general afecta de manera distinta diferentes bienes y que tiene históricamente una baja tasa de cumplimiento. Estas fueron, por ejemplo, las razones esgrimidas por Austria (1994), Finlandia (2006), Suecia (2007) y Holanda (2001) al abandonarlo. El tema del tratamiento desigual de activos fue la razón por la cual las cortes de Alemania declararon este gravamen como inconstitucional en 1997. Respecto de la baja tasa de cumplimiento, en la inmensa mayoría de países – incluyendo Argentina – es perfectamente legítimo ceder activos a estructuras fiduciarias irrevocables (i.e. trusts, fundaciones, etc.) y dejar de pagar, a partir de entonces, este impuesto.
  • Otro argumento en contra de este gravamen tiene que ver con que es el impuesto más afectado por la llamada competencia fiscal entre países. En muchos países, bastaba con cambiar la residencia fiscal para dejar de ser sujeto obligado. Ejemplos de esto, abundan.
  • Finalmente, en época de tasas bajas a nivel global, el impuesto a la riqueza se vuelve realmente confiscatorio. Para una inversión que rinde 1%, un impuesto a los bienes personales de 1,5% equivale a un impuesto a las ganancias mayor al 100% y de hecho reduce en el tiempo el valor del activo.

No estamos diciendo que todos los impuestos sean un robo, ni buscamos con esta columna promover la rebelión fiscal (con la que siempre estuvimos en desacuerdo por múltiples razones que exceden este artículo) solo planteamos que, en muchos países de alta tributación, la solución pasa en realidad por bajar impuestos y no por subirlos más y que, si el único camino posible en algún caso consiste en aumentar impuestos, no deberíamos promover la suba de estos dos, que claramente perjudican a los más pobres.

Por otro lado, está bueno que la gente entienda las consecuencias de las medidas que apoyan y se haga responsable de su parte.

Articulo publicado en MDZ online

No te pierdas las últimas noticias de Visión Liberal. Súmate a nuestro newsletter.

Loading Facebook Comments ...
102 Comentarios
  • 8 junio, 2022 at 5:44 am

    I’ll immediately take hold of your rss as I can not in finding your e-mail subscription hyperlink or newsletter service. Do you’ve any? Please let me recognise in order that I could subscribe. Thanks.

  • 21 junio, 2022 at 6:24 pm

    I keep listening to the rumor lecture about getting free online grant applications so I have been looking around for the top site to get one. Could you tell me please, where could i get some?

  • 28 junio, 2022 at 8:14 am

    I like this weblog so much, saved to favorites.

  • 17 julio, 2022 at 9:14 am

    I genuinely enjoy looking through on this web site, it has got superb posts.

  • 17 julio, 2022 at 7:04 pm

    Your style is so unique compared to many other people. Thank you for publishing when you have the opportunity,Guess I will just make this bookmarked.2

  • 17 julio, 2022 at 8:36 pm

    I have recently started a website, the information you provide on this site has helped me tremendously. Thanks for all of your time & work.

  • 17 julio, 2022 at 9:38 pm

    Nice blog here! Also your web site loads up very fast! What host are you using? Can I get your affiliate link to your host? I wish my site loaded up as quickly as yours lol

  • 18 julio, 2022 at 3:42 am

    Hello there I am so glad I found your webpage, I really found you by error, while I was browsing on Bing for something else, Anyways I am here now and would just like to say kudos for a marvelous post and a all round thrilling blog (I also love the theme/design), I don’t have time to look over it all at the minute but I have bookmarked it and also added in your RSS feeds, so when I have time I will be back to read a great deal more, Please do keep up the fantastic job.

  • 18 julio, 2022 at 6:33 am

    You made some clear points there. I did a search on the subject and found most persons will consent with your website.

  • 18 julio, 2022 at 9:31 am

    I got what you mean ,bookmarked, very decent website .

  • 18 julio, 2022 at 7:31 pm

    It’s hard to find knowledgeable people on this topic, but you sound like you know what you’re talking about! Thanks

  • 19 julio, 2022 at 8:19 am

    I know this if off topic but I’m looking into starting my own weblog and was curious what all is required to get setup? I’m assuming having a blog like yours would cost a pretty penny? I’m not very internet smart so I’m not 100 certain. Any recommendations or advice would be greatly appreciated. Thanks

  • 20 julio, 2022 at 7:16 am

    I would like to thank you for the efforts you have put in writing this site. I am hoping the same high-grade website post from you in the upcoming also. Actually your creative writing skills has encouraged me to get my own site now. Actually the blogging is spreading its wings fast. Your write up is a good example of it.

  • I was more than happy to search out this net-site.I needed to thanks in your time for this excellent read!! I definitely having fun with each little bit of it and I have you bookmarked to take a look at new stuff you blog post.

  • 20 julio, 2022 at 8:47 pm

    Hi there would you mind letting me know which webhost you’re working with? I’ve loaded your blog in 3 completely different web browsers and I must say this blog loads a lot faster then most. Can you suggest a good web hosting provider at a reasonable price? Many thanks, I appreciate it!

  • 21 julio, 2022 at 12:18 am

    fantastic post, very informative. I wonder why the other experts of this sector do not notice this. You should continue your writing. I am sure, you’ve a huge readers’ base already!

  • 21 julio, 2022 at 7:32 am

    Just wanna remark that you have a very nice web site, I love the style and design it actually stands out.

  • 21 julio, 2022 at 12:04 pm

    I like this web site very much, Its a really nice office to read and find information.

  • 21 julio, 2022 at 12:28 pm

    F*ckin’ amazing things here. I am very happy to see your post. Thank you a lot and i’m taking a look ahead to touch you. Will you kindly drop me a mail?

  • I like this blog very much, Its a really nice spot to read and incur information. “A fair exterior is a silent recommendation.” by Publilius Syrus.

  • 22 julio, 2022 at 12:48 am

    I like this post, enjoyed this one regards for posting.

  • 22 julio, 2022 at 7:58 am

    magnificent post, very informative. I wonder why the other experts of this sector do not notice this. You must continue your writing. I am sure, you’ve a huge readers’ base already!

  • 22 julio, 2022 at 5:22 pm

    Simply desire to say your article is as astonishing. The clearness in your post is simply spectacular and i could assume you’re an expert on this subject. Fine with your permission allow me to grab your feed to keep up to date with forthcoming post. Thanks a million and please continue the rewarding work.

  • 22 julio, 2022 at 9:47 pm

    Well I sincerely liked reading it. This information procured by you is very helpful for accurate planning.

  • 22 julio, 2022 at 11:20 pm

    Great wordpress blog here.. It’s hard to find quality writing like yours these days. I really appreciate people like you! take care

  • 23 julio, 2022 at 6:53 am

    Lovely blog! I am loving it!! Will come back again. I am taking your feeds also.

  • Hello! I know this is kinda off topic but I’d figured I’d ask. Would you be interested in trading links or maybe guest authoring a blog article or vice-versa? My website covers a lot of the same subjects as yours and I feel we could greatly benefit from each other. If you’re interested feel free to shoot me an email. I look forward to hearing from you! Awesome blog by the way!

  • 23 julio, 2022 at 2:14 pm

    I am continually invstigating online for posts that can help me. Thx!

  • 24 julio, 2022 at 10:52 pm

    Would you be inquisitive about exchanging hyperlinks?

  • 25 julio, 2022 at 5:36 am

    I have read several good stuff here. Certainly worth bookmarking for revisiting. I wonder how much effort you put to create such a excellent informative site.

  • 25 julio, 2022 at 8:48 am

    Some genuinely interesting information, well written and broadly user pleasant.

  • 25 julio, 2022 at 11:54 am

    Howdy, i read your blog occasionally and i own a similar one and i was just wondering if you get a lot of spam remarks? If so how do you prevent it, any plugin or anything you can recommend? I get so much lately it’s driving me insane so any support is very much appreciated.

  • Fantastic goods from you, man. I’ve understand your stuff previous to and you’re just extremely magnificent. I actually like what you’ve acquired here, certainly like what you’re saying and the way in which you say it. You make it enjoyable and you still take care of to keep it smart. I cant wait to read far more from you. This is really a wonderful website.

  • 25 julio, 2022 at 5:58 pm

    I will immediately grasp your rss feed as I can’t in finding your email subscription link or e-newsletter service. Do you have any? Please allow me recognize in order that I may just subscribe. Thanks.

  • 25 julio, 2022 at 8:05 pm

    When I originally commented I clicked the -Notify me when new comments are added- checkbox and now each time a comment is added I get four emails with the same comment. Is there any way you can remove me from that service? Thanks!

  • 25 julio, 2022 at 9:34 pm

    Together with every thing which seems to be building within this particular subject matter, all your points of view happen to be fairly stimulating. Having said that, I am sorry, because I can not give credence to your whole theory, all be it radical none the less. It would seem to me that your comments are actually not entirely justified and in simple fact you are generally yourself not even totally certain of your point. In any case I did appreciate reading through it.

  • Nice post. I learn something more difficult on different blogs everyday. It’s going to at all times be stimulating to learn content material from other writers and apply a little bit one thing from their store. I’d prefer to make use of some with the content material on my weblog whether you don’t mind. Natually I’ll offer you a hyperlink in your web blog. Thanks for sharing.

  • 26 julio, 2022 at 9:38 am

    excellent post, very informative. I wonder why the other experts of this sector do not notice this. You must continue your writing. I’m confident, you have a huge readers’ base already!

  • 26 julio, 2022 at 2:01 pm

    Hello. Great job. I did not anticipate this. This is a impressive story. Thanks!

  • 26 julio, 2022 at 2:38 pm

    The next time I learn a blog, I hope that it doesnt disappoint me as much as this one. I mean, I do know it was my option to read, however I actually thought youd have one thing attention-grabbing to say. All I hear is a bunch of whining about something that you could fix if you happen to werent too busy on the lookout for attention.

  • 26 julio, 2022 at 8:58 pm

    I discovered your blog site on google and check a few of your early posts. Continue to keep up the very good operate. I just additional up your RSS feed to my MSN News Reader. Seeking forward to reading more from you later on!…

  • 26 julio, 2022 at 10:17 pm

    Some truly superb content on this website , thanks for contribution.

  • 27 julio, 2022 at 2:25 am

    Wohh just what I was looking for, thankyou for posting.

  • Howdy! I know this is kinda off topic but I’d figured I’d ask. Would you be interested in trading links or maybe guest writing a blog post or vice-versa? My blog addresses a lot of the same topics as yours and I feel we could greatly benefit from each other. If you are interested feel free to shoot me an e-mail. I look forward to hearing from you! Terrific blog by the way!

  • 27 julio, 2022 at 5:48 am

    you’re actually a good webmaster. The site loading speed is incredible. It kind of feels that you’re doing any distinctive trick. Also, The contents are masterwork. you’ve performed a excellent process on this matter!

  • Hello my loved one! I wish to say that this article is awesome, great written and come with approximately all vital infos. I’d like to look extra posts like this .

  • 27 julio, 2022 at 9:52 am

    Some genuinely tremendous work on behalf of the owner of this website , absolutely great written content.

  • 27 julio, 2022 at 3:31 pm

    Merely wanna tell that this is handy, Thanks for taking your time to write this.

  • Hello, i read your blog occasionally and i own a similar one and i was just wondering if you get a lot of spam remarks? If so how do you protect against it, any plugin or anything you can advise? I get so much lately it’s driving me crazy so any assistance is very much appreciated.

  • 27 julio, 2022 at 8:25 pm

    Hiya, I’m really glad I have found this info. Today bloggers publish just about gossips and net and this is actually frustrating. A good web site with exciting content, that’s what I need. Thanks for keeping this web-site, I’ll be visiting it. Do you do newsletters? Can not find it.

  • 28 julio, 2022 at 9:35 am

    I have not checked in here for some time because I thought it was getting boring, but the last several posts are good quality so I guess I¦ll add you back to my everyday bloglist. You deserve it my friend 🙂

  • 28 julio, 2022 at 12:27 pm

    I like what you guys are up also. Such intelligent work and reporting! Keep up the excellent works guys I’ve incorporated you guys to my blogroll. I think it will improve the value of my web site :).

  • 28 julio, 2022 at 1:03 pm

    I will immediately snatch your rss feed as I can not to find your email subscription hyperlink or e-newsletter service. Do you have any? Please permit me realize in order that I may subscribe. Thanks.

  • 29 julio, 2022 at 1:01 pm

    Thank you for sharing excellent informations. Your website is very cool. I am impressed by the details that you have on this website. It reveals how nicely you perceive this subject. Bookmarked this web page, will come back for more articles. You, my friend, ROCK! I found simply the info I already searched all over the place and simply couldn’t come across. What an ideal web site.

  • 29 julio, 2022 at 10:14 pm

    That is the right weblog for anyone who desires to find out about this topic. You understand a lot its nearly exhausting to argue with you (not that I actually would need…HaHa). You definitely put a new spin on a topic thats been written about for years. Great stuff, simply great!

  • 30 julio, 2022 at 5:59 am

    I haven’t checked in here for a while as I thought it was getting boring, but the last several posts are good quality so I guess I will add you back to my daily bloglist. You deserve it my friend 🙂

  • 30 julio, 2022 at 12:29 pm

    An interesting discussion is worth comment. I think that you should write more on this topic, it might not be a taboo subject but generally people are not enough to speak on such topics. To the next. Cheers

  • 30 julio, 2022 at 4:21 pm

    Some really choice articles on this site, bookmarked.

  • 30 julio, 2022 at 8:29 pm

    Thank you for every other magnificent article. The place else may just anybody get that type of information in such a perfect approach of writing? I’ve a presentation next week, and I am on the search for such information.

  • 30 julio, 2022 at 10:35 pm

    I?¦ve recently started a blog, the info you provide on this web site has helped me greatly. Thanks for all of your time & work.

  • 31 julio, 2022 at 9:43 am

    Hey there I am so excited I found your webpage, I really found you by error, while I was looking on Aol for something else, Anyhow I am here now and would just like to say cheers for a tremendous post and a all round exciting blog (I also love the theme/design), I don’t have time to go through it all at the moment but I have book-marked it and also added your RSS feeds, so when I have time I will be back to read much more, Please do keep up the great job.

  • 1 agosto, 2022 at 9:13 am

    I see something truly interesting about your website so I saved to fav.

  • 1 agosto, 2022 at 12:51 pm

    Thanks for sharing superb informations. Your web-site is very cool. I’m impressed by the details that you’ve on this web site. It reveals how nicely you perceive this subject. Bookmarked this website page, will come back for extra articles. You, my friend, ROCK! I found just the info I already searched all over the place and just couldn’t come across. What a great website.

  • 2 agosto, 2022 at 9:50 pm

    Greetings I am so happy I found your website, I really found you by accident, while I was searching on Digg for something else, Nonetheless I am here now and would just like to say thank you for a tremendous post and a all round exciting blog (I also love the theme/design), I don’t have time to read through it all at the minute but I have book-marked it and also added your RSS feeds, so when I have time I will be back to read a great deal more, Please do keep up the superb work.

  • Can I just say what a relief to find someone who actually knows what theyre talking about on the internet. You definitely know how to bring an issue to light and make it important. More people need to read this and understand this side of the story. I cant believe youre not more popular because you definitely have the gift.

  • Thank you for helping out, good info. “Hope is the denial of reality.” by Margaret Weis.

  • 4 agosto, 2022 at 8:45 am

    Hi, Neat post. There is an issue along with your website in internet explorer, would test this?K IE still is the marketplace leader and a big component to folks will omit your great writing because of this problem.

  • 4 agosto, 2022 at 2:00 pm

    I truly enjoy looking through on this site, it has wonderful content. “A short saying oft contains much wisdom.” by Sophocles.

  • 4 agosto, 2022 at 4:59 pm

    I think this site has some rattling excellent information for everyone :D. “Experience is not what happens to you it’s what you do with what happens to you.” by Aldous Huxley.

  • 4 agosto, 2022 at 6:36 pm

    You have brought up a very wonderful points, regards for the post.

  • 4 agosto, 2022 at 9:12 pm

    Needed to send you a tiny remark in order to give many thanks over again for your personal precious pointers you have documented in this article. It is really seriously open-handed of people like you to present without restraint all many people would have marketed for an e book to make some dough for their own end, mostly considering that you might well have done it in case you desired. These principles likewise worked as the fantastic way to comprehend someone else have similar dream like my own to figure out great deal more in regard to this matter. Certainly there are millions of more fun sessions up front for individuals that find out your blog.

  • 4 agosto, 2022 at 11:36 pm

    There are definitely numerous details like that to take into consideration. That could be a nice level to carry up. I offer the thoughts above as normal inspiration but clearly there are questions like the one you convey up where crucial factor can be working in trustworthy good faith. I don?t know if greatest practices have emerged around things like that, but I am certain that your job is clearly recognized as a good game. Both girls and boys really feel the influence of only a second’s pleasure, for the remainder of their lives.

  • 5 agosto, 2022 at 8:48 am

    You should take part in a contest for one of the best blogs on the web. I will recommend this site!

  • 5 agosto, 2022 at 1:57 pm

    I’m still learning from you, while I’m trying to reach my goals. I definitely love reading everything that is posted on your site.Keep the information coming. I liked it!

  • 5 agosto, 2022 at 7:59 pm

    I discovered your blog site on google and verify a couple of of your early posts. Continue to maintain up the very good operate. I just additional up your RSS feed to my MSN News Reader. In search of forward to reading more from you later on!…

  • 5 agosto, 2022 at 9:43 pm

    I gotta bookmark this site it seems very beneficial very helpful

  • 6 agosto, 2022 at 1:16 am

    My brother suggested I might like this website. He was entirely right. This post truly made my day. You can not imagine just how much time I had spent for this information! Thanks!

  • 6 agosto, 2022 at 11:23 am

    I haven’t checked in here for a while because I thought it was getting boring, but the last few posts are good quality so I guess I’ll add you back to my daily bloglist. You deserve it my friend 🙂

  • 6 agosto, 2022 at 2:53 pm

    Heya i’m for the first time here. I found this board and I to find It truly helpful & it helped me out much. I am hoping to give something again and help others like you helped me.

  • 6 agosto, 2022 at 8:05 pm

    Thanks , I have recently been searching for info about this subject for ages and yours is the greatest I’ve discovered till now. But, what about the bottom line? Are you sure about the source?

  • 7 agosto, 2022 at 4:36 am

    I’ve recently started a site, the info you provide on this site has helped me tremendously. Thank you for all of your time & work.

  • 7 agosto, 2022 at 5:11 am

    I just couldn’t go away your web site prior to suggesting that I really loved the standard info a person provide for your guests? Is going to be again often in order to check up on new posts.

  • 7 agosto, 2022 at 7:14 am

    We are a group of volunteers and starting a new scheme in our community. Your web site offered us with valuable info to work on. You have done a formidable job and our whole community will be thankful to you.

  • 7 agosto, 2022 at 9:38 am

    Thank you for sharing excellent informations. Your web site is very cool. I am impressed by the details that you’ve on this site. It reveals how nicely you perceive this subject. Bookmarked this website page, will come back for more articles. You, my friend, ROCK! I found just the information I already searched all over the place and simply could not come across. What a great web site.

  • 7 agosto, 2022 at 11:14 am

    You actually make it appear so easy with your presentation however I to find this matter to be really one thing which I believe I would never understand. It kind of feels too complex and extremely wide for me. I am having a look ahead to your next submit, I?¦ll attempt to get the hold of it!

  • 8 agosto, 2022 at 2:38 am

    very good publish, i certainly love this website, carry on it

  • 8 agosto, 2022 at 2:47 am

    I am perpetually thought about this, regards for posting.

  • 8 agosto, 2022 at 6:26 am

    Merely wanna input on few general things, The website style is perfect, the subject matter is really excellent : D.

  • 8 agosto, 2022 at 1:25 pm

    As I website possessor I conceive the content here is really superb, appreciate it for your efforts.

  • 8 agosto, 2022 at 3:27 pm

    After all, what a great site and informative posts, I will upload inbound link – bookmark this web site? Regards, Reader.

  • 9 agosto, 2022 at 7:46 am

    I am not sure where you are getting your information, but good topic. I needs to spend some time learning much more or understanding more. Thanks for magnificent info I was looking for this information for my mission.

  • 9 agosto, 2022 at 9:55 am

    My partner and I absolutely love your blog and find many of your post’s to be exactly I’m looking for. Do you offer guest writers to write content available for you? I wouldn’t mind creating a post or elaborating on a few of the subjects you write in relation to here. Again, awesome weblog!

  • 9 agosto, 2022 at 1:56 pm

    Thanks for helping out, good info .

  • 9 agosto, 2022 at 2:09 pm

    Heya i am for the first time here. I came across this board and I find It truly useful & it helped me out much. I hope to give something back and help others like you aided me.

  • 9 agosto, 2022 at 5:59 pm

    Woh I love your content, saved to favorites! .

  • 9 agosto, 2022 at 6:31 pm

    I very thankful to find this website on bing, just what I was searching for : D besides saved to favorites.

  • 9 agosto, 2022 at 9:02 pm

    Incredible! This blog looks just like my old one! It’s on a entirely different topic but it has pretty much the same page layout and design. Superb choice of colors!

  • 9 agosto, 2022 at 9:29 pm

    I have been absent for a while, but now I remember why I used to love this site. Thanks , I’ll try and check back more frequently. How frequently you update your site?

  • 10 agosto, 2022 at 9:48 am

    Hello my loved one! I want to say that this article is awesome, nice written and include approximately all vital infos. I would like to see more posts like this.

  • 10 agosto, 2022 at 5:14 pm

    It’s hard to find knowledgeable people on this topic, but you sound like you know what you’re talking about! Thanks

  • 10 agosto, 2022 at 6:11 pm

    Helpful info. Fortunate me I found your website by accident, and I’m stunned why this coincidence didn’t took place in advance! I bookmarked it.

  • 10 agosto, 2022 at 9:21 pm

    Hey are using WordPress for your site platform? I’m new to the blog world but I’m trying to get started and create my own. Do you need any html coding expertise to make your own blog? Any help would be greatly appreciated!

Dejar una respuesta